Terms of Service

1. Acceptance of Terms

By accessing or using EcoEnergyZ Hub's website and services, you agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using our services.

These terms constitute a legal agreement between you and EcoEnergyZ Hub Limited, a company incorporated in England and Wales (Company Number: 12345678), with registered offices at 25 Old Broad Street, London, EC2N 1HN, United Kingdom.

2. Description of Services

2.1 Investment Advisory Services

EcoEnergyZ Hub provides investment advisory services related to startup and early-stage company investments in the United Kingdom, including:

• Investment opportunity identification and analysis
• Due diligence support and guidance
• Market research and investment insights
• Portfolio management advice
• Networking and co-investment facilitation

2.2 Educational Content

We provide educational content including blog articles, market analysis, and investment guides for informational purposes only.

2.3 Website Services

Our website provides access to information about our services, educational content, and communication tools.

3. Regulatory Information

3.1 Authorization

EcoEnergyZ Hub Limited is authorized and regulated by the Financial Conduct Authority (FCA) under reference number FRN123456 for investment advisory activities.

3.2 Professional Indemnity Insurance

We maintain professional indemnity insurance as required by FCA regulations.

3.3 Client Money

We do not hold client money. All investment transactions are conducted directly between investors and investment opportunities or through authorized third parties.

4. User Eligibility and Responsibilities

4.1 Eligibility Requirements

To use our services, you must:

• Be at least 18 years of age
• Have legal capacity to enter into binding agreements
• Provide accurate and complete information
• Comply with all applicable laws and regulations

4.2 Accredited Investor Status

Certain investment opportunities may only be available to accredited or sophisticated investors as defined by FCA regulations. You are responsible for determining your eligibility and investment suitability.

4.3 User Responsibilities

You agree to:

• Use our services only for lawful purposes
• Maintain the confidentiality of your account information
• Notify us immediately of any unauthorized access
• Provide accurate and up-to-date information
• Respect intellectual property rights

5. Investment Risks and Disclaimers

5.1 Investment Risk Warning

5.2 Specific Risks

Startup investments involve various risks including:

• Loss of Capital: You may lose your entire investment
• Illiquidity: Investments may be difficult or impossible to sell
• Dilution: Your ownership percentage may be reduced by future funding rounds
• Long Time Horizons: Returns may take many years to materialize
• Company Failure: Startups have high failure rates
• Regulatory Risk: Changes in laws may affect investments

5.3 No Guarantee of Returns

We do not guarantee any investment returns or outcomes. All investment decisions are at your own risk and discretion.

6. Fees and Charges

6.1 Advisory Fees

Our fee structure will be clearly disclosed before providing any paid advisory services. Fees may include:

• Subscription fees for premium content and services
• Advisory fees for personalized investment guidance
• Due diligence fees for detailed investment analysis
• Event and networking fees

6.2 Third-Party Costs

You may incur additional costs from third parties including legal fees, tax advice, and investment platform charges.

6.3 Payment Terms

Fees are payable in advance unless otherwise agreed. We reserve the right to suspend services for non-payment.

7. Intellectual Property Rights

7.1 Our Content

All content on our website and in our communications, including text, graphics, logos, and software, is owned by EcoEnergyZ Hub or licensed to us and is protected by copyright and other intellectual property laws.

7.2 Limited License

We grant you a limited, non-exclusive, non-transferable license to access and use our content for personal, non-commercial purposes only.

7.3 Restrictions

You may not:

• Reproduce, distribute, or publicly display our content
• Create derivative works from our content
• Use our content for commercial purposes
• Remove or alter copyright notices

8. Privacy and Data Protection

Our collection and use of personal information is governed by our Privacy Policy, which is incorporated by reference into these terms. By using our services, you consent to our privacy practices as described in the Privacy Policy.

9. Prohibited Uses

You may not use our services to:

• Violate any applicable laws or regulations
• Transmit harmful, offensive, or inappropriate content
• Impersonate any person or entity
• Interfere with the operation of our website or services
• Attempt to gain unauthorized access to our systems
• Engage in fraudulent or deceptive practices
• Harass, abuse, or harm others
• Transmit spam or unsolicited communications

10. User-Generated Content

10.1 Content Responsibility

You are solely responsible for any content you submit through our services, including comments, feedback, and communications.

10.2 Content License

By submitting content, you grant us a perpetual, worldwide, royalty-free license to use, modify, and display such content in connection with our services.

10.3 Content Standards

All user content must comply with applicable laws and our community standards. We reserve the right to remove any content that violates these terms.

11. Service Availability

11.1 Service Interruptions

We strive to maintain continuous service availability but cannot guarantee uninterrupted access. Services may be temporarily unavailable due to maintenance, updates, or technical issues.

11.2 Modifications to Services

We reserve the right to modify, suspend, or discontinue any aspect of our services at any time with reasonable notice.

12. Disclaimers and Limitations of Liability

12.1 Service Disclaimers

Our services are provided "as is" and "as available" without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.

12.2 Investment Advice Disclaimer

Our content and communications are for informational purposes only and do not constitute personalized investment advice unless explicitly provided as part of a formal advisory relationship.

12.3 Limitation of Liability

To the maximum extent permitted by law, EcoEnergyZ Hub shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or investment opportunities.

12.4 Maximum Liability

Our total liability to you for any claims arising from these terms or our services shall not exceed the fees paid by you to us in the 12 months preceding the claim.

13. Indemnification

You agree to indemnify and hold harmless EcoEnergyZ Hub, its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from:

• Your use of our services
• Your violation of these terms
• Your violation of any laws or third-party rights
• Any content you submit or transmit

14. Termination

14.1 Termination by You

You may terminate your use of our services at any time by discontinuing use of our website and services.

14.2 Termination by Us

We may terminate or suspend your access to our services immediately, without prior notice, for any reason including violation of these terms.

14.3 Effect of Termination

Upon termination, your right to use our services ceases immediately. Provisions that by their nature should survive termination will remain in effect.

15. Dispute Resolution

15.1 Governing Law

These terms are governed by and construed in accordance with English law.

15.2 Jurisdiction

Any disputes arising from these terms or our services shall be subject to the exclusive jurisdiction of the courts of England and Wales.

15.3 Alternative Dispute Resolution

Before pursuing formal legal action, we encourage resolution through direct negotiation or mediation.

16. Complaints Procedure

If you have a complaint about our services:

1. Contact us directly at [email protected]
2. We will acknowledge your complaint within 3 business days
3. We aim to resolve complaints within 15 business days
4. If you remain unsatisfied, you may refer the matter to the Financial Ombudsman Service

17. Changes to Terms

We may modify these terms at any time by posting updated terms on our website. Material changes will be communicated via email or prominent website notice. Your continued use of our services after changes constitute acceptance of the modified terms.

18. Severability

If any provision of these terms is found to be unenforceable, the remaining provisions will remain in full force and effect.

19. Entire Agreement

These terms, together with our Privacy Policy and any specific service agreements, constitute the entire agreement between you and EcoEnergyZ Hub regarding the use of our services.

20. Contact Information

For questions about these Terms of Service, please contact us: